This research paper titled “Determining Optimal Credit Allocation at a District Level” is published as part of IFMR Finance Foundation’s Working Paper series.
Households lead complex financial lives. How do households make financial decisions while juggling between competing demands and limited resources? And how can the financial system be made safe for households?
We envisage for the Indian financial system, a policy framework that allows multiple strategies and institutions, new and old, to co-exist with each other, enjoying the freedom to thrive based on their inherent strengths and weaknesses.
Towards ensuring access to finance