Community Banking Study

Author: Federal Deposit Insurance Corporation, 2012

Abstract: The FDIC Community Banking Study is a data-driven effort to identify and explore issues and questions about community banks. The first chapter develops a research definition for the community bank that is used throughout the study. Subsequent chapters address, in turn, structural change, the geography of community banking, comparative financial performance, community bank balance sheet strategies, and capital formation at community banks. This study is intended to be foundational, providing a platform for future research and analysis by the FDIC and other interested parties.

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