• A closer look at recent Payments Banks' violations

    Beni Chugh, Deepti George and Madhu Srinivas look at recent Payments Banks' KYC and conduct violations.

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  • One year after Supreme Court's landmark judgement, India still remains unclear on privacy rights

    Malavika Raghavan writes about the heady optimism following the judgment that is beginning to wane in the absence of a practical law that enforces the rights it asserted.

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  • Enforcing Data Protection: A Model for Risk-based Supervision using Responsive Regulatory Tools

    This Dvara Research Working Paper discusses some novel ideas to guide the enforcement of a data protection regime.

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  • Looking at Retail Digital Payments using a data lens

    Sansiddha Pani looks at the growth of different modes of retail digital payments in the last 5 years.

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  • In the age of Big Data, routine information can be sensitive

    Malavika Raghavan looks into how the harvesting of 50 million Facebook users’ data underscores new challenges for data protection.

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The Future of Finance Initiative by Dvara Research (formerly known as IFMR Finance Foundation) aims to identify and address new challenges for policy and regulation in India around customer protection, given the waves of digital innovation currently sweeping financial services. Our vision is for every individual to have universal access to suitable financial services using a range of channels that enable them to transact securely and confidently.

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