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Latest Livestream

Health, Nutrition and Measurement in Developing Countries
Particulars: 20th February 2014, 3:30 PM IST

In this Spark Session, Dr. Fahad Razak of Harvard School for Public Health will present on nutritional transitions and health in low and middle income countries. He will discuss some of the measurement tools used in understanding these issues and talk about their broader relevance.

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Self Help Group Bank Linkage: Through the Responsible Finance Lens
Particulars: 3rd February 2014, 4:30 PM IST

In this Spark session Misha & Amulya of Center for Microfinance, IFMR Research, present on a research study aimed at understanding the financial and non-financial interactions of SHGs with external agencies like banks and SHG promoting institutions (SHPIs). Also they highlight the internal group dynamics in terms of financial transactions, decision making, cohesiveness, transparency, acceptance towards technology and new policy involving SHGs.

Study of gold loan market as an alternative source of credit for low-income households
Particulars: 16th December 2013, 4:30 PM IST

India is one of the biggest markets for gold and gold loan. . However, the market share between the unorganized and the organized sector of Indian gold loan market is extremely skewed (75:25). As part of CMF’s recently concluded research study, in this Spark session Misha presents on the descriptive study which aimed to deepen the understanding of the characteristics and behavior of various stakeholders involved in the gold loan market. In specific, the study presents a comparative analysis of the formal and informal sector within the gold loan market by looking at the various factors associated with participation in unorganized versus organized sector.

What influences usage of no-frills savings accounts? Learning from Complementing Transaction Data with Household Survey
Particulars: 9th December 2013, 4:30 PM IST

In this Spark session Santadarshan & Camille focus on understanding whether we can get additional insights on consumer behaviour by complementing transaction data with detailed household survey. Utilizing transaction data of NFAs (No-Frills Accounts) across two different providers and household surveys covering approximately 7500 households in Bihar and UP, they assess whether demographic, economic and behavioural factors can affect the transactions in NFAs.

Regulatory Framework of Commodity Derivatives in India
Particulars: 2nd December 2013, 4:30 PM IST

In this Spark session Anshuman Jaruhar of IFMR Capital provides a brief perspective on the regulatory framework that governs commodity derivatives in India. Covering the provisions of the Forward Contracts Regulation Act (FCRA) and the proposed amendments to allow options on commodities, he will also throw light on the recent shifting of Forwards Market Commission to Ministry of Finance.

Leveraging Mapping for the rural economy
Particulars: 25th November 2013, 4:30 PM IST

In this Spark session Gayathri Vijayaraghavan from IFMR Rural Finance as she walks us through the results of a mapping exercise that was done in Krishnagiri District, Tamil Nadu. She throws light on how mapped data could aid in decision-making for the rural economy.


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Companies Act 1956 Vs. Companies Act 2013
Particulars: 23rd September 2013, 4:30 PM IST

In this Spark session Srividhya, Reshma and Aruna will highlight important provisions of the newly introduced Companies Act 2013. In the session they will also compare and contrast the new Act with the previous Act and answer queries on the new Act’s implications.

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Analysis of Commercial Vehicle Industry
Particulars: 16th September 2013, 4:30 PM IST

In this Spark session Ramasubramanian of IFMR Capital will be presenting an analysis of the commercial vehicles industry covering its broader outlook and analysis of CV pools to identify the factors influencing performance of such pools.

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Conceptualising, Creating and Delivering Effective Presentations
Particulars: 20th August 2013, 5:00 PM IST

Good presentation skills are key to almost all working professionals today. In this Spark session Dipa Balakrishnan will talk through how to prepare and create an effective presentation in PowerPoint and effectively deliver the message to the audience.

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Introduction to “R” programming
Particulars: 12th August 2013, 4:30 PM IST

In this Spark session Ramasubramanian of IFMR Capital, walks us through an introduction and a hands-on training of “R” (programming language). “R” is widely used for data analysis and allows creation of intuitive visualizations that capture wide array of data patterns. The session will have live examples and is meant for beginners. Prior to the session you can download the free software here: http://www.r-project.org/ to make best use of the training.

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Capital structure choice, information asymmetry, and debt capacity: Evidence from Indian firms
Particulars: 15th July 2013, 4:30 PM IST

In this Spark session Surenderrao empirically examines the relevance of pecking order theory among emerging market firms in the light of their debt capacity concerns. Evidence suggests that pecking order theory fares worse among firms that face higher asymmetric information costs. It is found to be performing relatively better among firms with higher debt capacity irrespective of the level of their asymmetric information costs. However, when the pecking order approach is nested in conventional leverage regression, it adds abysmally small amount of explanatory power. Overall, it is argued that pecking order hypothesis fails to explain sample firms’ financing choices.
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Monte Carlo Simulations – An introduction
Particulars: 8th July 2013, 4:30 PM IST

In this Spark session, Ravi will discuss the use of Monte Carlo Simulations as a probabilistic approach to modelling risk. Monte Carlo Simulation is a powerful technique to assess uncertainty by using random sampling to draw possible outcomes. The session will cover the basics of Monte Carlo Simulations, its applicability and a stylized example of using the technique to evaluate risk in a portfolio of assets.
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Evaluation of the Village Development Programme (VDP)
Particulars: 24 June 2013, 4:30 PM IST

This spark session will discuss the results of a Centre for Micro Finance (CMF) study on the effectiveness of the Village Development Programme – an integral village development initiative launched by the National Bank for Agriculture and Rural Development (NABARD) in 2006. The program focuses on harnessing the joint capacities of stakeholders, and mobilizing village level institutions for integral development.
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Mortgage creation and Security Enforcement
Particulars: 17 June 2013, 4:30 PM IST

In this spark session, Ramya and Irfan will take us through the basics of mortgage/security creation in the context of housing and mortgage loans. The session would also briefly cover the security enforcement and current practices in the housing finance industry.
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Cost of Delivering Rural Credit in India
Particulars: 3rd June 2013, 4:30 PM IST

In this Spark session, Deepti takes us through IFMR Finance Foundation’s Note on the Cost of Delivering Rural Credit in India.The note compares the costs borne by various channels such as Public and Private sector banks in delivering credit either directly or via intermediaries such as MFIs and SHGs.
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Understanding the credit behaviour of an asset class – Working with historical loan level data
Particulars: 22nd April 2013, 4:30 PM IST

How historical loan level data could be used to gain insight in the credit behaviour of an asset class. Could it help us in answering the questions on default probabilities, transition across PAR buckets, recoveries and effect of seasoning on loan performance? Further, how we could use the results in estimating the loss on a given portfolio of the asset class? Join Vaibhav, IFMR Capital, in this Spark session as he answers these questions.
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KGFS Business Intelligence Portal
Particulars: 15th April 2013, 4:30 PM IST
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Business Correspondent Model – The way forward
Particulars: 1st April 2013, 4:30 PM IST
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In this Spark session, Nupur Jha & Subit Saurav of IFMR Rural Channels talk about the Business correspondent model and its importance in the path towards Financial Inclusion. They share insights on regulatory aspects, business viability, risk aspects of the model and how IFMR Rural Channels is planning and executing the model on the field.

Asset classifications and risk weighted asset calculation under Basel II
Particulars: 25th March 2013, 4:30 PM IST
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In this Spark session Biswaranjan Mohanty of IFMR Rural Finance presents the basics of asset classifications based on asset characteristics and credit risk weightage asset calculation under the Basel II approach.

 

Insights from household mapping at KGFS
Particulars: 18th March 2013, 4:30 PM IST

In this Spark session Shilpa & Amit of IFMR Rural Finance present the KGFS household mapping work. Using GPS coordinates of KGFS households they visually showcase the data that has been collected over the year, and address how such a system would aid KGFS operations going forward.
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Empowering farmers through knowledge intervention
Particulars: 4th March 2013, 4:30 PM IST
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In this Spark Session, Senthil Kumar of IKP Centre for Advancement in Agriculture practice (ICAAP) shares his experience on some of the issues and challenges faced by the agriculture sector and the need to bridge the information gap among stakeholders. As part of the session he throws light on the knowledge platform, strategic partnerships and various models that ICAAP in partnership with International Food Policy Research Institute (IFPRI) is currently exploring in acting as a bridge between the knowledge available at research laboratories and academia and organizations that directly interact with small-holder farmers.

 

UpLift Health Mutuals: Enhancing client value beyond risk protection
Particulars: 18th February 2013, 4:30 PM IST
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UpLift Mutuals, a community based Health Microinsurance program, based in Maharashtra has undergone extensive growth over the last decade and at the same time has demonstrated encouraging results in improving client value such as considerable reduction in out of pocket expenditure.

In this Spark session, Saurabh, reviews the growth of UpLift Mutuals to explore the viability of the Health Mutuals model. He discusses through a case study the delivery model, processes, client value and sustainability of the program. By looking at the key performance indicators of the program, this study seeks to identify key factors in growth of UpLift Mutuals and its prospects of replication.

 

Does Multiple Borrowing in Microfinance Necessarily Mean Over-borrowing
Particulars: 11th February 2013, 4:30 PM IST
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Using a survey data on access to finance in Andhra Pradesh, in this Spark session Santadarshan, presents a paper that tests whether multiple borrowing is equivalent to over-borrowing.

In the paper results suggest that over-borrowing and multiple loans are not necessarily synonymous. As the number of credit agencies in a village increases, the average loan burden of villagers does not increase. The paper also shows evidence of substitution of formal sources of credit for informal ones.

 

Product Design Process ­ Behind the Scenes
Particulars: 4th February 2013, 4:30 PM IST
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“How do we design a product for a rural economy? Where do we start? Where do we end?” Join Arun in this Spark session as he answers these questions and provides a behind the scenes perspective on the product design process and how the product team at IFMR Rural Finance works towards designing a product.

 

Unemployment Support and the MGNREGA
Particulars: 21st January 2013, 4:30 PM IST
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In India’s social security framework, public policy measures like employment guarantee programmes have been an integral part of the unemployment supportsystem. The Mahatma Gandhi National Rural Employment Generation Act (MGNREGA) 2005 is one of the largest employment guarantee programmes in the world. In this Spark session, Krushna, will discuss the act, its history, key provisions of the act and some of the current debates in the context of unemployment support as a social security measure.

 

Revised Schedule VI – A New way of financial reporting by Companies
Particulars: 24th December 2012, 4:30 PM IST
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Schedule VI to the Companies Act, 1956, provides the manner in which every company registered under the Act shall prepare its Balance Sheet, Statement of Profit and Loss and notes thereto. In light of the recent economic and regulatory reforms that have taken place for companies over the last several years, the Ministry of Corporate Affairs had issued a Revised Schedule VI applicable from the FY 2011-12 which has transformed the reporting formats for companies in a manner akin to disclosure requirements of International Accounting Standards (IFRS). In this spark session Sudheendra throws light on the subject and what it means to companies going forward.

Savings Products – Understanding what works
Particulars: 26th November 2012, 4:30 PM IST
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In this Spark session Nikhil & Kenny, Center for Microfinance, throw light on the role of behavioral and regulatory constraints and how observations from studies on marketing and technology can be used in designing the right savings products. The session will also highlight features of savings products from certain impact evaluations.

“Providing Weather Forecasting Services along with Agricultural Insurance to Small Farmers in West Bengal: A Project End Report”
Particulars: 19th November 2012, 4:30 PM IST
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“Loan Purpose and delinquency: Observation from KGFS data”
Particulars: 12th November 2012, 4:30 PM IST

Traditionally risk perception in micro-credit has been linked to loan purpose. Loans used for income-generating purposes are considered to be less risky than consumption loans. In this Spark session Subit Saurav of IFMR Rural Channels will explore what the KGFS data has to say about this.
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